Classic car insurance is not as straightforward to calculate as insurance for a standard vehicle, therefore a number of unique factors need to be taken into account.
Many of these cars are driven infrequently as some are show vehicles. As a result, insurance companies often place restrictions on how many kilometres these cars can log on an annual basis, as well as placing limitations on what type of roads they can be driven on.
Also, not all of these classic cars are still operating with the original parts. A good many of these older cars were essentially nothing more than scrap before being picked up and lovingly restored by the new owners. That can also make them tough to put a value on, which means the task of setting an insurance value is quite tricky.
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