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What is an adequate Professional Indemnity Insurance limit? This is not an exact science with an applicable formula and the answer can be different for everyone, but here are 5 key issues that should be considered when determining an adequate indemnity limit.
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Professional Indemnity Insurance provided on a ‘Claims Made’ basis mean you have certain responsibilities to notify circumstances throughout the policy period. Whether they eventuate or not, it is important to notify all potential circumstances to your Insurer during the current period in order that cover is afforded.
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If you are offering advice within your profession and a loss is suffered by the third party, you may be held liable Often the value in a Professional Indemnity policy is the defence costs. Without insurance protection you may be putting your personal assets at risk.
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